What is PayID?
This makes payments simpler, faster, and more user-friendly.
PayID is a unique, easy-to-remember identifier linked to your bank account, allowing people to make payments without needing to know complex account details. Instead of sharing a BSB and account number, you can link your bank account to an identifier like your mobile number, email address, or business domain (e.g., pay@yourbusiness.com.au).
HOW PAYID WORKS
- Create a PayID: Personal and business PayIDs can be set up using unique identifiers.
- Make Payments Easily: Users only need the recipient’s PayID, making transactions simpler and more intuitive.
- Real-Time Transfers: Leveraging NPP’s infrastructure, PayID ensures payments are processed in seconds and are available immediately.
PayID is widely used for peer-to-peer (P2P) transfers and supports consumer-to-business (C2B) payments, making it versatile for personal and professional transactions.